Step 1 — The paperwork check (before they ever visit)
- Insurance certificate. General liability at minimum. Ask to be named as certificate holder and verify with the insurer — not just a glance at a PDF.
- Workers’ comp or exemption. If they send employees, Florida generally requires coverage. Solo owner-operators may hold valid exemptions — ask which situation applies.
- Janitorial bond. Covers employee theft/dishonesty. Not the same as insurance; ask for the bond paperwork specifically.
- Business tax receipt. Current, from the city or county where they operate.
Step 2 — The people check
- Background checks: who gets checked (employees? subcontractors?), what the check covers, and how often it’s renewed.
- Employees vs. subcontractors: subcontractors are common in cleaning and not automatically bad — but ask who’s actually liable if something goes wrong, and whether subs carry their own insurance.
- Training: is there an onboarding process and a written checklist, or does each cleaner freelance their own method?
- Turnover: high cleaner turnover means strangers in your home every few months. Ask how long their average cleaner has been with them.
Step 3 — The scope check (get it in writing)
- A room-by-room task list for your service type — not “full house clean.”
- What’s explicitly excluded (inside oven/fridge, windows, laundry, dishes) and what each add-on costs.
- Who supplies products and equipment — and what happens with allergies, pets, or specialty surfaces.
- The satisfaction policy: re-clean window (24–48 hours is standard), and what triggers a refund vs. a re-clean.
- Cancellation and lockout policy: what you’re charged if you forget they’re coming.
Step 4 — Key and access handling
- How keys/codes are stored (locked key box, encrypted system — not a labeled hook by the door).
- Who has access to your key besides your assigned cleaner.
- What happens when you change or revoke access — and how quickly.
- For smart locks: unique codes per cleaner, changed on staff turnover.
Red flags — walk away when you see these
- Can’t or won’t produce an insurance certificate.
- No written scope — “we just clean everything” with no task list.
- Demands large upfront payment or full prepayment for recurring service.
- No-show or chronic lateness during the quote process (it won’t improve).
- Quote given with zero questions about your home’s size, pets, or condition.
- Bad-mouths competitors instead of explaining their own process.
- Pressures you to pay cash for a “discount” with no receipt.
The trial-clean test
Before committing to recurring service, book one deep clean as a trial. Walk the home afterward with the checklist: edges and corners, baseboards, behind toilets, inside microwave, ceiling fans. How they handle the walkthrough — defensive vs. diligent — tells you everything about the next fifty visits.
Connect with a local Tampa cleaning professional
Vetting FAQs
What does 'bonded and insured' actually mean for a cleaning company?
Insured means they carry general liability insurance (damage they cause) and ideally workers' comp (injuries to their staff). Bonded usually means a janitorial/fidelity bond, which covers theft by employees — a much smaller, specific protection. The words sound comprehensive together; the documents tell the real story. Ask for both certificates.
Should I ask about background checks?
Yes. Cleaners work unsupervised in your home, often with a key or code. Ask whether the company background-checks employees, what the check covers, and whether it applies to subcontractors too. A company that hesitates on this question is telling you the answer.
Is it better to hire a company or an independent cleaner?
Neither is universally better. Companies offer backup coverage, formal insurance, and quality checks; independents offer consistency and lower prices. The vetting bar is the same either way: insurance certificate, references, written scope, and a clear satisfaction policy.
This guide is general information as of 2026, not legal advice. Verify insurance and business credentials independently before hiring.